Advisory

Low Score Consultation

If your CIBIL score is below 650, your loan keeps getting rejected, or you simply want to understand why your score is low and what you can do about it — CREDIZEN Low Score Consultation is exactly what you need.

In a focused one-on-one consultation session, our credit experts conduct a thorough analysis of your complete credit history. We explain the exact reasons behind your low score — whether it is late payments, high credit utilisation, too many loan enquiries, or old negative entries. You then receive a personalised, step-by-step action plan that clearly tells you what to do, what to avoid, and in what order to act — so that you can achieve a meaningful improvement in your credit score within 6 to 12 months.

Professional Fee
₹1,499 + 18% GST
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Key Benefits

Exact reasons behind your low credit score explained clearly
Personalised step-by-step credit improvement plan
Clear guidance on priority actions to take first
Measurable score improvement achievable within 6-12 months
Guidance on maintaining a healthy credit profile long-term

Who Is This For?

Individuals with a CIBIL score below 650
Anyone who has recently been rejected for a loan or credit card
Those who want to understand their credit report for the first time
People looking to financially restart and build their credit from scratch

Frequently Asked Questions

Our typical timeline is 2-3 working days.

Yes — resolving issues directly improves your score within 30-45 days of bureau update.

We guarantee the process. If the bureau does not update after all steps, we refile at no extra cost.
Service Details
Timeline
2-3 working days
Expert Assigned
Dedicated credit specialist
Updates
WhatsApp & email notifications

Service Fee ₹1,499
GST (18%) ₹269.82
Total ₹1,768.82
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100% confidential. GST invoice provided. RBI guidelines followed.
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